Troy Doucet is a living proof that setbacks are simply setups for comebacks. In the early 2000s, after a business venture fell through leading to bankruptcy and foreclosure, Troy didn't let this bring him down. Instead, he turned the page and started a new chapter.
He returned to school and wrapped up his degree in Economics at The Ohio State University. Next, he headed to Capital University Law School, where he didn't just get by - he excelled, graduating 10th in his class. The moment he became an attorney in 2010, he rolled up his sleeves and set up his own law firm.
His firm, Doucet Co., LPA, is all about helping the little guy. They dive into complex litigation cases, assisting people who are tangled up in tough legal situations. They also support small businesses, offering advice, helping with contracts, and strategizing to reduce risk. Their secret sauce? Suing banks and mortgage companies. They've been part of several key federal appellate cases that have set the course in consumer finance law:
1. Majestic Building Maintenance, Inc. v. Huntington, 864 F.3d 455 (6th Cir. 2017) - A rare federal appellate decision involving the applicability of contract waivers under the Uniform Commercial Code, Article 3 in banking contracts.
2. Marais v. Chase Home Finance, LLC, 736 F.3d 711 (6th Cir. 2013) - A landmark decision under the Real Estate Settlement Procedures Act regarding a borrower's ability to maintain a claim under RESPA.
3. Slorp v. Lerner Sampson and Rothfuss, 587 Fed.Appx. 249 (6th Cir. 2014) - This precedent-setting case pertained to RICO and robo-signing.
4. Wells Fargo Bank, N.A. v. Gerst, 2014-Ohio-80 – An influential decision by the Ohio 5th District Court of Appeals on the applicability.
In 2022, Troy found a piece of the puzzle he didn't know was missing: he discovered he is autistic. The news wasn't a blow, but a relief, making sense of past experiences and surprisingly, even making him a better lawyer. Now, he's become a bit of a champion for autism, sharing his stories with a growing audience on LinkedIn, hoping to help others understand that being neurodivergent is just a different way of experiencing the world.
Troy's got a passion for technology too. He's particularly fascinated by Artificial Intelligence (AI) and how it can be a game-changer in law and society. He sees AI as a tool that can streamline processes, make legal services more accessible and affordable, and help reduce bias in the legal system. He's channeled this passion into Ai.law, pursuing these possibilities head on.
All in all, Troy's journey has been about overcoming challenges and helping others do the same. Whether it's through his law firm, his advocacy for autism, or his work with AI, he's always looking for ways to help others navigate tough situations and come out the other side stronger.
Troy lives in Hilliard with his amazing wife, Julie, and three daughters, Alondra, Claire, and Maria. As someone who knows the value of time, he's committed to making the most of his, especially if it means helping others find a little peace of mind in their own lives.
Majestic Building Maintenance, Inc. v. Huntington, 864 F.3d 455 (6th Cir. 2017) – One of the few federal appellate decisions regarding the applicability of contract waivers under the Uniform Commercial Code, Article 3 in banking contracts.
Marais v. Chase Home Finance, LLC, 736 F.3d 711 (6th Cir. 2013) – This is one of the first decisions under the Real Estate Settlement Procedures Act regarding a borrower’s ability to maintain a claim under RESPA.
Slorp v. Lerner Sampson and Rothfuss, 587 Fed.Appx. 249 (6th Cir. 2014) – Precedent setting case regarding RICO and robo-signing.
Wells Fargo Bank, N.A. v. Gerst, 2014-Ohio-80 – The Ohio 5th District Court of Appeals decisions regarding the applicability of HUD Regulations on a Fair Housing Administration mortgage loan.
In re Forson, 583 B.R. 704 (Bankr. S.D. Ohio 2018) – Bankruptcy discharge matter regarding the applicability of pre-petition debts under 11 U.S.C. § 524.
In re Beiter, 590 B.R. 446 (Bankr. S.D. Ohio 2018) – Bankruptcy decision regarding the ability to allege bankruptcy violations as a class action in bankruptcy court.
Justice v. Ocwen Servicing, LLC, 2:13 CV 165 (S.D.Ohio 2014) – Decision under the FDCPA, TILA, and RESPA interpreting servicers’ requirements to respond with information requested by the customer.
Richard v. Caliber Home Loans, Inc., No. 2:15-CV-2647, 2017 WL 4349082 (S.D. Ohio Sept. 29, 2017) – FDCPA and TILA decision with defense against seven counterclaims.
MDL In re Fed Loan Student Loan Servicing Litigation, 2:18-md-02833-CDJ (E.D. Pa.) – Doucet has been appointed to the Executive Committee of this MDL that involves up to 325,000 student loan accounts.
Rose v. Friendly Finance, 2016 WL 6436667 (S.D. Ohio 2016) – Consumer case involving a kickback scheme involving a car sale.
Hill v. Homeward Residential, Inc., 799 F.3d 544 (6th Cir. 2015) – TCPA case regarding robo-calls.
PHH Mortg. v. Ramsey, 17 N.E..3d 629 (Ohio 10th Dist. 2014) – Defense of a foreclosure verdict, where the court found the mortgage company breached the terms of the mortgage.
Cassidy v. Teaching Co., LLC, 2014 WL 4377843 ( S.D. Ohio 2014) – Case regarding the FTC’s Order on false advertising discounts and Ohio’s CSPA.
In re Dibling, 514 B.R. 254 ( S.D. Ohio 2014) - Successful adversarial proceeding for bankruptcy violations.
Union Sav. Bank v. Schaefer., 2013 WL 6843607 ( 10th Dist. 2013) and Flagstar bank, FSB v. Cintron, 984 N.E.2d 398 (2nd Dist. 2012) – Cases litigating TILA rescission of residential mortgage refinances.