If you are facing a foreclosure lawsuit and have been served a “complaint,” you have 28 days in Ohio to answer that lawsuit or face a default judgment. It is incredibly important that you take action with the court before the 28 days is up to answer the foreclosure lawsuit. Delaying your filing an answer could mean you automatically lose the house, even if you are still working directly with your mortgage servicer.
We highly recommend you speak to an attorney before you are served with the foreclosure lawsuit – or immediately upon signing for service. Time is of the essence, and getting solid information from qualified counsel can be the difference between saving your home and losing it to a default judgment. Call us for a brief consultation, there is little to lose in reaching out to talk to one of our foreclosure attorneys before deciding how you want to proceed. Call us today for your consultation at (614) 944-5219.
It is unfortunate that we cannot trust what our banks tell us in today’s day in age. However, it is wise to “trust but verify” when talking to your mortgage company. If it is promising something is right around the corner while it files a lawsuit against you, that should be a red flag something is wrong. Albert Einstein said the definition of “Insanity” is doing the same thing over and over yet expecting a different result. Now may be the time to try something different by contacting one of our attorneys at (614) 944-5219.
We regularly receive phone calls regularly from homeowners that failed to answer the foreclosure lawsuit because their mortgage company told them a resolution was right around the corner. Many of these homeowners complain that they were tricked by false promises of loan modifications or short sales, being dragged along by promises that a resolution was days away, before finding out too late that their home was sold from under them. It is much easier for an attorney to fight a foreclosure if a default judgment has not yet been entered against you, so at least explore your options with qualified counsel.
If you have been served a foreclosure lawsuit, you must take action or answer within 28 days, or potentially face a default judgment against you. It is our experience that many judges are not receptive to allowing late foreclosure answers, meaning it is better to answer than to ask the court to reopen the case later. If you have been served a foreclosure lawsuit, call us immediately at (614) 944-5219.