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Doucet Files Class Action Lawsuit Against Chase Mortgage for Alleged Violations After Chapter 13 Bankruptcy

Doucet Files Class Action Lawsuit Against Chase Mortgage for Alleged Violations After Chapter 13 Bankruptcy

Doucet & Associates filed a class action lawsuit against Chase Home Finance, LLC and JP Morgan Chase Bank, N.A. (Chase Mortgage) alleging a systematic practice of violating borrower court ordered and approved Chapter 13 Bankruptcy plans. Our after-bankruptcy lawyers allege that the practice does not allow mortgage debtors to have the fresh start they deserve following the successful completion of the Chapter 13 Bankruptcy process. The option remaining for our after-bankruptcy lawyers is to sue, and our bankruptcy lawyers have filed this lawsuit specifically alleging that Chase Mortgage:

  1. Improperly applies and accounts for after-bankruptcy mortgage payments made as part of confirmed Chapter 13 Bankruptcy Plans.
  2. Continues attempting to collect (and collecting) additional fees following successful completion of their Chapter 13 Bankruptcy Plans.
  3. Blatantly ignoring court orders discharging our client under Section 1328(a) of the United States Bankruptcy Code.
  4. Ignoring our clients multiple requests to update their account.
  5. Disregarding notices from our client’s previous bankruptcy lawyer explaining that Plaintiff’s Chapter 13 Bankruptcy had been completed and discharged.

The suit alleges that after bankruptcy Chase Mortgage continued to treat our client as if the Chapter 13 Bankruptcy had never been completed. The recourse here is for the lawyers with Doucet & Associates Co., L.P.A. to file a class action lawsuit and sue Chase Mortgage after its bankruptcy errors.

The complaint alleges that our client and those similarly situated, having followed the proper rules and made payments under their court approved Chapter 13 Bankruptcy plan, are now left to pay hundreds to thousands of extra dollars in unknown and un-accounted fees after bankruptcy. Chase Mortgage is also alleged to have mishandled the bankruptcy credit reporting process leaving our client’s account as “in bankruptcy” and not properly accounting for the current status of the loan.

Our client followed the proper Chapter 13 Bankruptcy procedures, including making regular monthly payments to Chase Mortgage, until the plan was approved.  She also submitted the proper monthly payments to the Trustee for submission to various creditors including Chase Mortgage during bankruptcy, and after bankruptcy, she made proper monthly payments again to Chase Mortgage.

Doucet & Associates believes that this is indicative of a broad pattern of incorrectly handling debtors’ mortgage loans for previously discharged debts, and has filed this class action lawsuit against Chase Home Finance, LLC and JP Morgan Chase Bank, N.A. on behalf of our client and those similarly situated. We estimate this case could be representative of at least thousands of individuals and encourage anyone who has gone through a similar experience with Chase Home Finance, LLC and JP Morgan Chase Bank, N.A. or any other mortgage loan servicer to call us immediately at (614) 944-5219 if they have been discharged from Chapter 13 bankruptcy.

 

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South Beach Fitness LLC Closes Location in Gahanna, OH

South Beach Fitness LLC Closes Location in Gahanna, OH

South Beach Fitness, LLC in Gahanna, Ohio closed that location in late September, 2013 to the surprise of many people. On the entrance door, it welcomed its members to visit its facility several miles away in Reynoldsburg. Unfortunately, some members recently signed up for services in Gahanna and expected to receive services at the Gahanna gym, especially after paying hundreds of dollars in enrollment and administrative fees. Questions remain about when the gym ownership knew about the move and why they chose to accept new membership fees with a pending move on the horizon.

Our firm is looking to help people who would like a refund of the money they paid to South Beach Fitness, LLC. The membership contract we reviewed appears to violate Ohio law, which likely entitles consumers to a refund of money paid, some damages, plus the payment of our attorneys’ fees for assisting in the matter.

If you would like to discuss how Doucet & Associates Co., L.P.A. can help you cancel your contract with no out of pocket attorney costs, please call us today at (614) 944-5219.

 

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Doucet Sues Company That Helps the Elderly Sell Belongings

Doucet Sues Company That Helps the Elderly Sell Belongings

Doucet & Associates Co. LPA, a small law firm dedicated to helping consumers and those facing financial difficulty, filed a federal lawsuit against the company Caring Transitions for violations Ohio’s Consumer Sales Practices Act (CSPA), breach of contract, and fraudulent misrepresentation.

Caring Transitions manages senior relocation, downsizing and estate sales. The law firm’s client, a senior citizen, contracted with Caring Transitions to liquidate thousands of her belongings — including many valuable antiques – during a time of financial distress. The lawsuit alleges the company was to move the designated items from the property to its sales location, plus clean the property while the client was out of state caring for her disabled son.

The lawsuit alleges Caring Transitions violated Ohio’s Consumer Sales Practices Act (CSPA), which prohibits unfair and deceptive practices in consumer sales transactions, by claiming it had sold her possessions when it had not. The lawsuit alleges that the company told the client that she was entitled to only $276.80 after selling all her goods, which she estimates to be worth in the tens of thousands of dollars.The lawsuit also alleges the company failed to provide her a receipt of items allegedly sold and charged her thousands of dollars in moving and cleaning expenses.

Despite Caring Transitions representations it had sold all of her goods, the lawsuit alleges the client began to see her items listed for sale by the company online, and realized they had not been sold as claimed. The lawsuit alleges she tried to reclaim the unsold items and was told less than 10 were available for picking up.However, once she appeared at Caring Transitions showroom, she saw and retrieved 29 items. Meanwhile, her real estate agent informed her that her home was not cleaned as promised.

Because of lack of money generated from the sale of the client’s goods, she was unable to make her mortgage payments and her property entered foreclosure. The firm’s client is seeking relief of more than $75,000 for actual damages in addition to attorney’s fees and costs, plus punitive, emotional, economic and other damages.

Doucet & Associates is dedicated to fighting for the rights of consumers, protecting their interests and offering legal assistance to those who would otherwise be unable to afford it. If you need help with a company that is trying to take advantage of you or a loved one, call the firm today at (614) 944-5219.

 

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