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Looking to Reduce Junk Mail for New Credit Cards

Looking to Reduce Junk Mail for New Credit Cards

Are you checking your mailbox every day and finding it cluttered with offers for new credit cards? Millions of other consumers are inconveniently dealing with the same dilemma and you can find a solution to reducing credit card junk mail with the help of the Federal Trade Commission (FTC)...

Beware of the IRS Lawsuit Scam

Beware of the IRS Lawsuit Scam

The Internal Revenue Service (IRS) wants taxpayers to be aware of a phone scam claiming affiliation with the IRS. The criminal phone scam is contacting taxpayers with a message indicating that the IRS is filing a lawsuit against you and that immediate payment can prevent it.

The scammers are asking taxpayers to provide payment over the phone to help cancel the lawsuit and pay off debt. The scammers can modify their telephone numbers on caller ID to resemble numbers of the IRS so do not call back after receiving a voicemail. Hanging up on a related phone scam is advised.

Taxpayers may receive multiple calls from scammers posing as the IRS officials. Scams with repetitive actions are considered illegal robocalls. Any scam phone call can be reported to the Federal Trade Commission (FTC). Access the FTC Complaint Assistant by clicking here.

The scammers are violating traditional practices of the IRS. The real IRS will never demand immediate payment without notifying the taxpayer by mail first. Also the IRS never asks for credit or debit card information over the phone and never refuses other forms of payment. Taxpayers have the right to appeal and question the real IRS if an amount owed seems false.

The fraudulent IRS officials are bullying taxpayers into making payments over the phone. Do not feel frightened or threatened by scammers detailing law enforcement groups are going to get involved and possibly make an arrest. The real IRS does not authorize officials the ability to have taxpayers arrested over the phone.

 

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Firm Sues DVD Lecture Company for Advertising Practices

Firm Sues DVD Lecture Company for Advertising Practices

Doucet & Associates Co. LPA, a law firm dedicated to helping consumers and those facing financial difficulty, filed a class lawsuit against The Teaching Company for violating the Ohio Consumer Sales Practices Act (CSPA) by practicing deceptive price advertising.

The Teaching Company, based in Chantily, Va., operates as The Great Courses, an online mail-order retailer selling DVDs or CDs recordings of lectures by university professors and high schools teachers. Doucet & Associates has filed on behalf of the plaintiff, as well as all other consumers in Ohio – expected to number in the thousands – who have done business with The Great Courses. Advertisements on their website, the Wall Street Journal, Vanity Fair magazine, and mailed catalogs claim that The Great Courses offers its products at a substantial discount for a limited time. However, the lawsuit alleges many of these advertisements do not feature an actual “regular” price. It further alleges when a “regular” price is quoted in the advertisement, it is an amount that is not made available to consumers. The lawsuit argues that The Great Courses has been selling its products at a “discount” that doesn’t actually exist, and the alleged “sales” it offers do not actually end, making the products always on “sale.”

The CSPA explicitly prohibits a company from falsely advertising that a price advantages exists, as does the Federal Trade Commission (FTC) Guides Against Deceptive Pricing. The class action suit is seeking injunctive relief to prohibit The Great Courses from continuing its advertising practices in Ohio. In addition, the firm is seeking money damages for each of the consumers affected.

Doucet & Associates is dedicated to fighting for the rights of consumers, protecting their interests and offering legal assistance to those who would otherwise be unable to afford it. If you feel that a company is taking advantage of consumers, the law firm welcomes your call at (614) 944-5219.

 

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