Is a Loan Modification Right for You?

ohio foreclosure help and consumer lawyers and attorneys

A loan modification is a great resource to prevent homeowners suffering from a financial emergency from falling behind on their mortgage payments and becoming a victim of foreclosure. The lawyers at Doucet & Associates have experience assisting homeowners in Ohio apply for a loan modification to help prevent foreclosure. It is very important for homeowners to apply for a loan modification long before missing a mortgage payment and receiving a notice for foreclosure. The loan modification process is time consuming and can take months for you to get approval from your lender. If you wait till after a lender has filed for foreclosure in Ohio to apply for a loan modification, then the loan modification process can become more complicated. In Ohio, a lender has to wait 120 days after one missed mortgage payment to send a homeowner a foreclosure notice. A lender can also file for foreclosure if a homeowner does not make a mortgage payment in full. If you are interested in learning more about the foreclosure process in Ohio please check out our foreclosure timeline.

Hiring a lawyer at Doucet & Associates to help you through the loan modification process can help ensure you are being treated fairly by your lender when applying for a loan modification. Sometimes the loan modification process can take so long, that homeowners end up falling into foreclosure and missing a mortgage payment because they run out of their sufficient funds. Our lawyers can help you communicate and keep in contact with your lender while you are waiting for a loan modification to get approved.

If you are interested in learning how to apply for a loan modification in Ohio please call us for help today. You can call us at (614)944-5219 or click here to send us a message online. Also check out other parts of our website to learn more about foreclosure and loan modifications:


Defending Foreclosure

Loan Modifications

Foreclosure Timeline

Case Evaluations

How to Prepare for Foreclosure

Foreclosure Frequently Asked Questions

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