Ohio Foreclosure Defense and Consumer Lawyers

 Doucet & Associates helps people fight back.

Doucet & Associates helps people fight back.

Doucet & Associates Co., L.P.A. is one of the most recognized foreclosure defense and consumer law firms in Ohio.  We represent homeowners facing foreclosure without bankruptcy and fight for people who have been taken advantage of by bad businesses.  We regularly sue banks, mortgage companies, and debt collectors.  Call (614) 944-5219 for your free consultation today!

The firm also has a robust consumer practice, which helps people who have been taken advantage of by businesses and debt collectors. The firm has an outstanding track record of successfully meeting client’s objectives, and is regularly referred complex cases from other top lawyers.

Troy Doucet lost his home to foreclosure and filed bankruptcy at the age of 26.  He learned a lot from that experience, went to law school, graduated at the top of his class, and now owns one of the most recognized names in foreclosure defense and consumer law. Doucet & Associates Co., L.P.A. and its lawyers are dedicated to helping people like you fight banks, mortgage companies, debt collectors, and bad businesses.

Troy Doucet has built a team of a dozen top-notch attorneys dedicated to helping people.  The lawyers are smart, focused on people, and are trained to understand how to maximize results for our clients.  Troy understands the nature of litigation and even rewrote Sun Tzu’s famous handbook The Art of War to analogize it to litigation.  All lawyers at the firm are trained how to identify powerful arguments to maximize client results.

The firm’s successes for clients are numerous, varied, and reflects our dedication to putting our clients objectives first. That may mean staying in the home through a loan modification, fighting wrongdoers, or even negotiating a walk-away with a waiver of deficiency. We do not file bankruptcy.  We welcome referrals, as well as foreclosure cases at most points in the litigation process, including appeals.

This was our first experience with foreclosure and we felt helpless. From the very beginning Mr. Doucet listened to our concerns, explained the options we could use in our defense and helped put our mind at ease. During every step of our case Troy and his team kept us informed about our options and what we could expect. They always made us feel that our case was as important to them as it was to us. My wife and I are very grateful for the hard work that Troy and his staff put into our case and would gladly recommend them to anyone that is facing foreclosure.
— Sean and Kathy L.

While representing our clients’ interests, we regularly fight for extensions of consumer law to better protect consumers and homeowners, and are very proud of the significant case law that we have helped develop. For example, in the landmark federal appeals case Marais v. Chase, we successfully argued that mortgage services must make good faith efforts to investigate homeowners’ mortgage questions under the Real Estate Settlement Procedures Act (RESPA), or face liability.

In the Marais case, Chase Home Finance failed to answer questions presented by our client about why it was not properly crediting overpayments she made. Due to our efforts and our client’s determination, Chase ultimately paid nearly $94,000 in damages and attorneys’ fees, and it actually admitted wrongdoing on the written record though an offer of judgment.

Much of Doucet & Associates Co., L.P.A.’s work is litigation based. This means we solve problems using laws that were passed specifically to help people through the court system. We are civil litigation attorneys. Usually, our clients have made several attempts to resolve their issue directly with the wrongdoer before hiring our firm to help. While those efforts are generally not required before hiring our consumer law firm, it demonstrates that most of our clients are not “lawsuit happy,” but rather have a genuine issue that is not getting resolved on its own.

Troy regularly trains attorneys in the area on foreclosure defense and consumer litigation, and has taught multiple CLE courses on the subjects. Troy Doucet also published his book 23 Legal Defenses to Foreclosure: How to Beat the Bank to help homeowners and consumers facing foreclosure. The book recommends strategies for fighting foreclosure and includes samples of legal letters, forms, motions, an answer to a lawsuit, and discovery.

If you have a problem with a bank, mortgage company, debt collector, or business regarding a consumer issue, give us a call today at (614) 944-5219.

We are lawyers focused on people.


Our Practice Areas

Foreclosure Defense

We built our strong reputation through helping those facing foreclosure.  If you are concerned that your property will be facing foreclosure, contact one of the most recognized names in Ohio foreclosure defense: Doucet & Associates Co., L.P.A.

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Consumer Litigation

A major part of our practice is helping those who have been taken advantage of by businesses, whether the business is based on wall street or the local city center.  If you have a problem with a business, give us a call today.

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Credit Report Issues

We help people correct mistakes on their credit reports, big and small.  We can recover damages and attorneys’ fees for errors that are not corrected, after a letter has been written to the offending bureau.

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Debt Collection Abuse

We help promote debt collection without bankruptcy. We represent people being harassed by bill collectors and work to stop collection harassment. Our fees are usually paid by the debt collectors. Contact Doucet & Associates Co., L.P.A. for help today.

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Mortgage Errors

We help people correct a variety of errors made by mortgage companies, from misapplication of payments to not properly reviewing a loan for a modification.  Our firm created some of the most used caselaw in this area.

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Small Business Help

We help small and new businesses grow with legal advice on topics like contracts, liability, and real estate.  If you would like to talk with a lawyer who understands how mistakes can lead to trouble, and how to avoid that trouble, call us for your consultation.

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Cost - Affordable Legal Help

Hourly Forgiveness - Foreclosure Cases

Nearly all of our foreclosure defense cases are accepted on this payment model.  It enables you to know exactly how much you will pay us each month.

We bill our time on an hourly basis, but you pay a fixed amount each month towards your bill.  The money you pay goes into trust until we actually work on your matter.  If we have a credit balance at the end of your case, we refund the unused portion back to you.  if we are able to recover 100% of our fees from the other side and you have already paid us our fees, we refund that recovery back to you.  However, most of our foreclosure clients have balances with us at the end of their case, which usually (at our discretion) results in a firm write-down of the bill if you have paid on time each month.  

Hourly Deferred - Consumer Cases

No money out of pocket.  This billing option is generally used for our consumer cases, where we bill by the hour but you don’t pay our bill out of pocket.  We recover our fees (based on our hourly rates, not a percentage of your recovery) from the other side only if we win or settle.  If we lose,  you pay nothing.  You may be asked to pay the filing fee or deposition cost, but we will tell you up front before we accept your case whether that will apply to you.  


In these cases, we pay all expenses and only recover if we win or settle.  If we lose the case, you do not pay our fees.  If we win, we recover a percentage of the recovery.